Objective Financing
General Benefits
Unlock financial flexibility with AEON Credit Product Financing today!
No Credit Card Required
Flexible Payment tenure
Monthly Payment as low as RM48
Features & Benefits
Affordable Monthly Repayment
as low as RM48
Special Interest Rate
Attractive monthly interest charge as low as 1.0% per month.
Flexible Repayment Tenure
Repayment tenure from 6 months to 36 months.
Nationwide Recognition
More than 5,000 merchants nationwide.
Eligibility & Required Documents
Eligibility
Individual:
- Malaysian citizen aged 18 to 65 years old
- Applicants should be employed for at least 6 months in current employment
- Minimum monthly gross income: RM900
- Office telephone number and HP/home telephone number is compulsory
- One contactable referee
- Applicant must be contactable
Self-Employed:
- Malaysian citizen aged 18 to 65 years old
- Self-employed applicants' current employment must be at least 1 year
- Minimum monthly net pay: RM1000.00
- Office telephone number and HP/home telephone number is compulsory
- One contactable referee
- Applicant must be contactable
Documents Required
Individual Applicant:
- One photocopy of I/C (front and back).
- Photocopy of 1 month proof of income or EPF statement.
- Latest Bank Proof.
Self-Employed:
- Business Registration Form.
- Photocopied I/C of proprietor/partners/directors (front and back).
- Latest 3 months company bank statement.
Payment Methods
Deduction by Autodebit
Maybank, BSN, CIMB Bank, Public Bank, RHB, Ambank Group, Ambank, Alliance Bank, Bank Muamalat and Standard Chartered
Over the Counter
Available in all AEON Credit Service Branches
Cash Deposit Machine (CDM)
AEON Credit Service branches, Maybank, CIMB Bank, Public Bank and Alliance Bank
MEPS Interbank GIRO
Payment through MEPS Interbank GIRO at any participating banks and through Internet Banking
AEON Wallet Malaysia
Conveniently manage transactions and enjoy hassle-free payments across various merchants and services with your AEON Wallet Malaysia app
Product Scheme
FAQs
Explore our Frequently Asked Questions (FAQ) section to find comprehensive information about AEON Credit Product Financing.
- What is Objective Financing?
Objective Financing is designed for consumers to purchase consumer durable products at over 5,000 merchants nationwide and pay via flexible monthly instalments.
- What documents do I need to submit in order to apply?
- Where can I apply?
You can apply at our AEON Credit Merchants. For contact and location details, please click here.
- What products does the scheme finance?
The scheme finances consumer products ranging from electrical products, furniture, car accessories, gold & jewellery, computers, kitchen cabinets, smart phones, smart devices (tablets), cameras (SLR & DSLR), water filters, musical instruments, etc.
- What is the payment tenure for Objective Financing?AEON Credit Service provides flexible repayment tenure of up to a maximum of 36 months.
- Do I need to provide any guarantor?
No.
- How do I make my monthly payments?Payment can be made via monthly deduction by autodebit, ACS Service Counters, Cash Deposit Machines, MEP Interbank GIRO or Internet Banking
- Will my personal information be kept confidential
Yes. AEON Credit strictly complies with the Personal Data Protection Act 2010 (PDPA) and ISO 27001:2005 Information Security Management System.
- If I make an early settlement on my loan, will I enjoy an interest rebate?Yes. For more information, please contact our customer service centre at 03-2719-9999
- Where can I find out more information on interest rates and fees etc?
Document Downloads
Loan Calculator
Our helpful tool to help you calculate your monthly instalments (subject to final approval).
Objective Financing
Apply for Objective Financing Today
Visit your nearest AEON Credit Service merchant now!
